Farmers Auto Insurance
Choosing the right car insurance for your car is a must. It
requires a car owner to study polices well and understand what is written in their plans. This way when
conflict arises, the car owner will not be kept in the dark. This is a good way to arm yourself and defend
your right as a car plan holder.
Farmers Insurance Company was established in 1927 in California by
two entrepreneurs named John C. Tyler and Thomas E. Leavey. They began when they were looking to offer loans
to people in and around California. After a few meetings they have come to a conclusion that they need to
offer farmers and ranchers more affordable insurance than their suburban counterparts and therefore created
the name Farmers Insurance. Since they have started this business in 1927, a lot of things have changed and
growth in this company was escalading over time. Today they are known to be as the third largest insurance
provider in the United States, helping drivers and car owners in all 50 states. They also provide insurance
to home owners, financial assistance, businesses, recreational, life and of course, the largest market in
this industry, car insurance.
Farmers auto insurance has been rated to be the top mainly because of
their performance when it comes to customer care. They are also able to provide their customers with several
types of coverage at affordable rates. This proves that Farmers work hard to keep their customers satisfied as
they deliver the easiest and worry-free processes as much as possible.
As mentioned, this car insurance company offers wide range of
services at great prices.
Their car coverage can include or exclude the
Collectors insurance is the best option to take for any car owner
who owns old school models and types of vehicles. Consumer reports have stated that Farmers holds the best
collector car insurance out of other companies.
In addition to this option, they also offer:
- Good student
- Multiply car
- Multiple car
Another good option with this car insurance company is that they
can provide the best price for their customers. They can even mix and match with any of the services they
offer so that customers can protect everything that they value. They also cater to non- English speaking
clients and for the hearing impaired customers who happen to have an insurance plan with them with the help
of their customer representatives.
Although this car insurance works hard to the best interest of
their customers, they have not always been the best when it comes to their customer services. About a decade
ago, they were ranked and named as the worst when it comes to claims and payment.
Other complaints I have read about this company is that, they
charge with every new statement. This has been done to a customer even though he was not changing anything in
his policy. As a result, this customer switched to a new company.
Another complaint I have read is about a customer being ripped off
by this company. He recommends people to “stay away from this company” since they are charging high premiums
and denying claims altogether. One customer also complained that she was denied of her medical insurance
coverage for an accident that wasn’t her fault.
Though Farmers Insurance has received quite a few hateful
complaints, they have continued to work harder in order to resolve these issues. They turned their
departments and five years ago was ranked as the most improved out of all other insurance companies.
Unfortunately, this improvement was not carried over to the new agents. And these agents/subsidiaries were
given the reputation of lingering when it comes to pay outs after accidents. However, customers who have
stayed with the company have great benefits and excellent customer services. New customers may receive a high
premium but these have decreased after 5 years or so. Also one of the options that have proved to be useful
is the Good Student discounts.
Overall, Farmers Insurance is an excellent company for total
coverage. Despite the complaints and bad reviews they had received, they work their way up to maintain the
company’s integrity. Though they are thrown with numerous issues, it is a known fact that this company
started simple but has now grown into one of the best insurance companies in the country. This is something
that they issues cannot take away.
To get the best car insurance deals, make sure that you have read
everything. Comparing and asking for quotes will also help get what you need. Be informed about these things,
this way when you finally make the choice of purchasing a car insurance, you are smart enough to pick only
Contact them at : 1-800-827-6477, 1-877-732- 5266 (en Español) and
1-888-891-1660 (for the hearing impaired)