A car with a trusted name in
the car industry is always a good thing to have. This is why some people go for cars with names that they can
trust. One of these car names that people have known to love belongs to Ford.
Ford is an American multinational car maker that is based in Dearborn,
Michigan. This was founded by Henry Ford and incorporated his company in June 16, 1903. It is still a family
owned corporation even after more than a century of its foundation. Ford was only able to make a few handfuls of
cars when it started out but it remained standing even after the Great Depression. Today it is known as one of
Detroit’s Big Three in the car industry. They build cars, trucks and sports utility vehicles as well as cars
under the Mercury and Lincoln monikers.
According to the National Insurance Crime Bureau, Ford accounted for 19%
of the top 100 cars that is mostly stolen. Among the many models, the Ford Mustang, Ranger, Escort, Explorer and
Taurus are the most common types to be stolen. Crash tests did well on Ford except for Ford Focus which scored
as “acceptable” on side impact crashes while Ford Ranger and Mustang Convertible failed the rear crash impacts.
Because of this, car insurance for your Ford is also important. Find a car insuance company that will work on
your coverage as well as repairs in case you are involved in an accident.
Knowing what affects your Ford car insurance rate is the first best
thing that you need to do. Of course, it never hurts to compare quotes. By doing this will also give you an idea
about how much you will pay for car insurance.
The first thing you need to consider when getting car insurance for a
Ford is the model of this car. Some models are cheaper to insure while there are those that can be a bit
expensive. So if you are planning to buy a Ford, choose a model that is not expensive to insure. The year that
it was made is also important; of course, if you pick the latest model then expect something expensive for
Your age is also a factor for insuring your Ford. If you are 25 years
old or younger then expect something expensive. This is because this age cannot present enough driving
experience for car insurance companies so you will be considered as high risk. The location in which you are
living is also important. If you live in an area where accidents always happen then you will be charged with an
expensive premiums. So make sure that you don’t live in an area like this.
It is also important to keep your driving record clean. If you can,
always follow traffic rules and avoid getting tickets. This way you can have a cheaper insurance in the future.
As I have mentioned your car’s model can also affect your rates, some models may have $1,000 to $1,900 per year
while some models may range from $2,000 to $2,063 per year.