One interesting car that many car owners wish they have is the
Lotus. Lotus cars is owned by a British manufacturer of sports cars and racing cars. They are known to be
light weight cars that are easy to handle in and out of the race tracks. They started the Lotus tradition
back in 1952 when the luxury cars are pretty much the trend. However, this car was meant to be driven in
races. Since its early days, this car was already involved in racing and the Formula One racing has been a
top spot for their latest cars.
In addition to their luxury cars, they also created other models
of vehicles. However, in 1994, it went bankrupt and had to be sold to Proton which is a Malaysian car
manufacturer. Today, Lotus cars are among the best cars in the market. If you are planning to purchase one of
your own then you need a good car insurance company that can cater to your
Looking for car insurance for this car must start with the
required insurance coverage that your state requires. Understand that there are requirements in each state
for cars like this and you must be able to comply with this rule if you want to drive your Lotus. So the best
thing that you can do is to check that requirement and see how much it can affect your
Since it is unavoidable that you will be involved in an accident,
you need to consider general liability insurance. This will help cover your bodily injury liability and
property damage liability as required by the state you are living in. Medical expenses, property damages and
repairs as well coverage in loss of wages that might occur in this accident will be covered by this insurance
so make sure that you include this in your policy.
Collision and comprehensive car insurance coverage is also
important. This type of coverage will help you pay for any damages due to the accident you have caused. If
your car is totaled, you can have reimbursement and in case of car theft, weather damage, vandalism and etc,
you have comprehensive car insurance to back you up.
Another good coverage to put in your policy is the
uninsured/underinsured motorist protection. This can help in case someone drives your car who isn’t really
insured. So make sure that you check on these coverages and see what your car
If you want to save money from your premiums, you can also do
that. You can ask for discounts and other options that you can take to reduce your rates. Just keep in mind
that there are a few factors that can affect your rates. Your gender, age, driving history, credit score and
even your location can affect your premiums. So do compare quotes first before you sign up for a policy or
talk to an insurance agent to clarify things on your end.