meeting of citizens that was held at the Hotel Augustan in Cobleskill, New York on August 27, 1895 was the
establishment of a mutual fire insurance company. During this time, people who lived in the rural area were
having a difficulty in purchasing affordable fire insurance. But an organization meeting was held on October 17,
1895 and the Schoharie and Otsego Mutual Fire Insurance Company was established which officially operated in
As the years grew, they also grew into a more versatile insurance
company. The present company name was adopted in 1959 to reflect the company’s expansion and growth especially
when it comes to casualty insurance. By the year 1989, the company began writing personal automobile policies
which the customers were all happy about. It was in 1993 when the wholly-owned subsidiary, Sterling Marketing
Services Inc was then established. Since their establishment, they are now serving 50,000 policy holders and
over 400 independent agents all throughout the New York State. They have been given an A rating by A.M. Best for
their outstanding performance.
Customers can enjoy the different products that Sterling offers them.
They offer homeowners insurance, mobile homeowners, tenant, personal umbrella, personal automobile, dwelling
fire and equestrian estate insurances. Sterling also offers other types of insurance policies so if you are
interested, talk to their agents for more options.
As for complaints, this insurance company has not received any
major ones from their customers. The only problem is that they are only available in the New York state.
This means that their services are only found within this state but if you are living in New York then you can
surely avail of their products and services. If you plan on getting a policy with them make sure you are within
their scope of services.