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USAA Auto Insurance Reviewcheap car insurance for young drivers

 
 
A good car insurance company is someone you can lean on in times of need. They are someone whom car owners can rely on in times of trouble. Not only that a good car insurance company will offer great services and will keep the word they have committed to their policy holders. If this is the kind of company you are looking for then USAA can help you with that.

USAA was established back in 1922 when 25 Army officers met in San Antonio, Texas and decided to insure each other’s vehicle. They began advertising their company to other military personnel and since then it grew from a simple 25 members to 30,000 by 1940. Today USAA offers a complete and wide variety of financial services to all who are serving or have served in the US Army along with their families. From the 30,000 members back during the Great Depression, USAA has now 7.7 million members and still growing.

Pros

usaa auto insuranceWhat’s a car insurance company without their services? Nothing of course, however, service is what makes this company running for more than 89 years. USAA has a number of advantages over the many car insurance companies in the market today. Take a look at their price and compare it with other insurers. They have lower rates for the same coverage you can find in other companies. Since this company mostly caters to military families, they have great customer services. This company offers a full transactional website and reliable customer representative that you can talk to. USAA is a full-service financial services company and members have the opportunity to avail discounts on savings, checking and many other products that they offer.

Cons

While the members of this car insurance company enjoys the benefits and services that the company gives, this insurance is not always an option for everyone. This company specifically caters to members of the military and their families. If you are serving the army or a veteran, you and your family are candidates for membership. However, to those who are not in the army, there are some exemptions. While most of their products are available for the general public, the auto insurance is not. In addition to that, this company is most likely to decline a policy of those they consider as poor risk even if they have met and qualified for the requirements.

There are also a number of customers who are not satisfied with their services. Yes, even if they cater most to those in the military, there are still complaints about them. Reporting claims is one of the most common complaints that this company has received. Policy holders were denied and if they were given claims, the amount is less than expected. With the many issues that this car insurance can’t resolve, unhappy customers took the liberty to switch to a new carrier.

Despite the complaints and unsatisfied customers that they have, USAA still continues to serve those loyal customers. They continue to give the best products and options for them. USAA does not have in-person offices or any traditional agent like other car insurance companies, customers can solve their claims through phone or online. Some of the common services they offer include good student, safe driver, loyalty and legacy for those who are under 25 years old and whose parents are USAA policy holders. Interested customers who request and buy their policy online will enjoy the $50 discount from them. They can also pay their bills according to their paycheck schedule or use the website to print out copies of their ID card. This way payment will be easy.

USAA has covered all 50 states and the District of Columbia. Not all options are available in these states since requirements vary in every state. Options like accident forgiveness may not be available in other areas and vice versa. Over all, this car insurance company has consistent ranks among other insurance companies. Customers have rated this company 92 out of 100 in a survey of claims-related problems. They have been rated five out five score in all five categories by the J.D. Powers and Associates. Their website has been rated 4.7 out of 5 with 93% of their customers stating that they would recommend this car insurance company among others.

These facts alone tell potential customers that USAA has committed to do excellent services to its customers. If you are interested in purchasing a policy from this company then make sure that you have compared their quotes with others. This way you know if indeed they are who they say they are. Take time to shop for quotes, read and be informed before you purchase your policy.

 

 

Website: https://www.usaa.com/inet/ent_logon/Logon 

Contact them at: 1-800-531-8722