Will Car Insurance Cover
Vandalism is defined as an act that is
maliciously done to any property and anyone can be a victim of this act. In some cases, the damage is purely
cosmetic and they can only leave scrapes or dents. Other times, vandalism can cause great damage to many car
owners and usually it can be hazardous to the driver or other passengers. A vandalized car can also be very
expensive for the car owner as this can be a financial burden on an innocent victim. Even worse if the car
insurance they have does not cover vandalism. However, many car owners today understand the stress and burden
that this kind of situation can cause to the car owner. That is why they are now offering coverage for your
car in case vandalism occurs.
It is a fact that car insurance plans can vary. That is why it is
important that you understand what your policy offers. This way you know if you are covered in case certain
unexpected incidents can happen. You can talk to your car insurance agent about these things and discuss with
him your options. See also if your policy can cover you in cases like vandalism.
There are different forms of vandalism. Sometimes it’s as simple
as key marks but this is considered as vandalism to many. Spray paint or graffiti on car is the most evident
form of vandalism. This is because spray paint on cars will most likely cost the car owner a new paint job.
As a result, more expenses for the car owner. Smashed windows or windshield, theft of items inside the care,
badge theft and even eggs or food thrown at the vehicle are also forms of vandalism.
If this happens to your car, make sure that you notify this
incident to your insurance company and the police. Make sure that you also keep or take evidence. Take note
of the date, time and the damaged that has been done to your car. If you can provide photos or video then
even better, make sure that the damaged done are reasonable enough that your car insurance would cover
Vandalism is often protected with car insurance plans however, not
all policies cover them. If you feel that this is an important thing to have for your car then talk to your
car insurance company or agent. This way you will know if your car insurance company can cover your car in
case vandalism does happen.